Tools that take efficiency to the next level
Paper checks are fine - but there's far more to modern business accounts. At Baraboo State Bank, our business checking accounts are more like full-service money management systems, featuring banking technology that allows you to monitor funds around-the-clock, track transactions in real time, and make necessary moves with little cost and no delays.
- All accounts include 24/7 Online Banking, Mobile Banking and Telephone Banking
- e-Statements provide fast access to your monthly statements, allowing for deeper analysis of financial trends
- Contact us about our Business Mastercard® Debit Card, which allows you to make fast purchases while also creating a detailed record of expenditures.
- Streamline your everyday operations with our Cash Management products. We offer next-level online banking, bill payment, fraud prevention and other vital services.
Basic Business Checking
Designed for owners of small to mid-sized businesses who want their account balance to offset basic monthly fees.
- No minimum balance required
- Monthly service charge of $3
- Per check or debit paid at $0.20 each
- Earnings Credit of 0.10% paid on collected balance to offset monthly fees
Business Checking 200
Geared toward small businesses with lower transaction volume and, typically, lower average balances.
- No minimum balance requirements or monthly maintenance fee
- No charge for first 200 transaction items. Twenty-five cents per additional item, which includes deposits, credits, deposited items, debits and checks written
Analyzed Business Checking
For businesses wanting to use higher balances to offset their high activity volume with a higher earnings credit. This also includes cash-intensive accounts.
- No minimum balance required
- Monthly maintenance fee of $7.50 and applicable account analysis fees
- Earnings Credit rate set monthly and paid on collected balance to offset monthly fees
- Combined analyzed statements for multiple accounts
- Balances may also offset Cash Management charges
NOW Account
Interest-bearing account is available for sole proprietors, public funds, and not-for-profit businesses.
- Earn interest on account balance
- Required minimum daily balance of $500
- Monthly maintenance fee of $7.50 and $0.12 per check written per month if below required minimum balance
Baraboo State Bank is a full-service community bank with locations in Baraboo, Lake Delton, Portage and Reedsburg, Wisconsin.