writing a check

Business Checking

Tools that take efficiency to the next level

Paper checks are fine - but there's far more to modern business accounts. At Baraboo State Bank, our business checking accounts are more like full-service money management systems, featuring banking technology that allows you to monitor funds around-the-clock, track transactions in real time, and make necessary moves with little cost and no delays.

  • All accounts include 24/7 Online Banking, Mobile Banking and Telephone Banking
  • e-Statements provide fast access to your monthly statements, allowing for deeper analysis of financial trends
  • Contact us about our Business Mastercard® Debit Card, which allows you to make fast purchases while also creating a detailed record of expenditures.
  • Streamline your everyday operations with our Cash Management products. We offer next-level online banking, bill payment, fraud prevention and other vital services.
Designed for owners of small to mid-sized businesses who want their account balance to offset basic monthly fees.

  • No minimum balance required
  • Monthly service charge of $3
  • Per check or debit paid at $0.20 each
  • Earnings Credit of 0.10% paid on collected balance to offset monthly fees
Geared toward small businesses with lower transaction volume and, typically, lower average balances.

  • No minimum balance requirements or monthly maintenance fee
  • No charge for first 200 transaction items. Twenty-five cents per additional item, which includes deposits, credits, deposited items, debits and checks written
For businesses wanting to use higher balances to offset their high activity volume with a higher earnings credit. This also includes cash-intensive accounts.

  • No minimum balance required
  • Monthly maintenance fee of $7.50 and applicable account analysis fees
  • Earnings Credit rate set monthly and paid on collected balance to offset monthly fees
  • Combined analyzed statements for multiple accounts
  • Balances may also offset Cash Management charges
Interest-bearing account is available for sole proprietors, public funds, and not-for-profit businesses.

  • Earn interest on account balance
  • Required minimum daily balance of $500
  • Monthly maintenance fee of $7.50 and $0.12 per check written per month if below required minimum balance

Baraboo State Bank is a full-service community bank with locations in Baraboo, Lake Delton, Portage and Reedsburg, Wisconsin.