checkbook and laptop

Personal Checking

Baraboo State Bank has designed several personal checking account programs to meet your individual needs.
This is a non-interest-bearing account with no monthly minimum balance requirement. Your check images are not returned with your statement.
  • $50.00 deposit required to open
  • No Minimum Balance Requirement
  • Unlimited check writing
  • Mastercard® Debit Card ($10.00 annual debit card fee)
  • Complimentary Welcome Pack of Checks
  • Includes Online Banking, E-Statements, and Phone Banking
  • Monthly Bill Pay fee $4.95 will be waived with Direct Deposit
  • Monthly paper statement fee of $2.00 waived for those age 62+
This is an interest-bearing account with interest credited every month. Maintain a minimum daily ledger balance of $500.00 and we will waive the $7.50 monthly base service charge fee and $.12 per check written fee.
  • $500.00 minimum deposit required to open
  • $7.50 monthly fee if below minimum daily ledger balance
  • Unlimited check writing
  • Mastercard® Debit Card
  • Complimentary Welcome Pack of Checks
  • Includes Online Banking, E-Statements, and Phone Banking
  • Competitive interest rate paid monthly based upon daily collected balance
  • Monthly Bill Pay fee $4.95 will be waived with Direct Deposit
  • Monthly paper statement fee of $2.00 waived for those age 62+

Baraboo State Bank's Mastercard® Debit Card is the perfect compliment to your personal or business deposit account. Easily access your funds 24/7 at ATMs or anywhere Mastercard® is accepted. Contact us to learn how to apply!
Fast and easy check reordering from Main Street.