checkbook and laptop

Personal Checking

Baraboo State Bank has designed several personal checking account programs to meet your individual needs.
This is a non-interest-bearing account with no monthly minimum balance requirement. Your check images are not returned with your statement.
  • $50.00 deposit required to open
  • No Minimum Balance Requirement
  • Unlimited check writing
  • MasterCard Debit Card ($10.00 annual debit card fee)
  • Complimentary Welcome Pack of Checks
  • Includes Online Banking, E-Statements, and Phone Banking
  • Monthly Bill Pay fee $4.95 will be waived with Direct Deposit
  • Monthly paper statement fee of $2.00 waived for those age 62+
This is an interest-bearing account with interest credited every month. Maintain a minimum daily ledger balance of $500.00 and we will waive the $7.50 monthly base service charge fee and $.12 per check written fee.
  • $500.00 minimum deposit required to open
  • $7.50 monthly fee if below minimum daily ledger balance
  • Unlimited check writing
  • MasterCard Debit Card
  • Complimentary Welcome Pack of Checks
  • Includes Online Banking, E-Statements, and Phone Banking
  • Competitive interest rate paid monthly based upon daily collected balance
  • Monthly Bill Pay fee $4.95 will be waived with Direct Deposit
  • Monthly paper statement fee of $2.00 waived for those age 62+
This is a non-interest-bearing account. Check images are not returned with your statement. Only $5.00 per month base service charge fee, which includes e-statement.
  • $50.00 deposit required to open
  • MasterCard Debit Card
  • Cell phone protection
  • ID Theft aid
  • Roadside assistance
  • $10,000 travel accidental death coverage
  • Health Savings Card
  • Shop local, Save local with BaZing savings
  • Complimentary Welcome Pack of Checks
  • Includes Online Banking, E-Statements, and Phone Banking
  • Monthly Bill Pay fee $4.95 will be waived with Direct Deposit
  • Monthly paper statement fee of $2.00 waived for those age 62+
Baraboo State Bank's Mastercard® Debit Card is the perfect compliment to your personal or business deposit account. Easily access your funds 24/7 at ATMs or anywhere Mastercard® is accepted. Contact us to learn how to apply!
Fast and easy check reordering from Main Street.