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Construction Loans

Building a dream home? We'll nail down the funding.

Maybe you're working with a great architect. Or you've purchased land with the perfect view. Or you have a one-of-a-kind floor plan in mind. Whatever the reason, many people want their next home custom-built from the ground up. At Baraboo State Bank, our Construction Loans can cover the entire process, from the first shovel full of dirt to the final shingle on the roof.

  • Short-term loan to cover materials and labor costs
  • Competitive interest rates, fixed for 12 months with renewal if needed
  • Work with an experienced lender who can make sure funds are available at each phase of the construction process
  • Seamless construction-to-permanent loan transition when the building process is complete


Baraboo State Bank is a full-service community bank with locations in Baraboo, Lake Delton, Portage and Reedsburg , Wisconsin.