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Mortgage Loans

Our neighborhood is full of friendly folks.

Cozy or spacious. Brand new or vintage. In town or out in the country. Choose any kind of home that makes you happy, and let Baraboo State Bank help you with the financing. Our experienced lending team can explain all your mortgage options and guide you through every step of the application process.

  • Competitive rates
  • Fixed-rate and adjustable-rate mortgages
  • Repayment terms of 15, 20, and 30 years
  • Quick pre-approval process helps you target your search while house-hunting
  • Local loan decision-making and servicing
  • Convenient monthly payments through Online Banking or our Mobile Banking app
  • Refinancing options available that can reduce your monthly payment or help you cash out some of your equity


Baraboo State Bank is a full-service community bank with locations in Baraboo, Lake Delton, Portage and Reedsburg, Wisconsin.